Car Insurance In Raleigh North Carolina

In North Carolina, auto insurance is required by law. Raleigh car insurance providers are required to abide by the minimums established by the state’s Department of Insurance. However, you can shop for and compare car insurance quotes from several different companies.

The price of your car insurance doesn’t change when you switch providers. Some factors that might affect your rate include age, gender, driving history, marital status and location. You might be able to get a discount if you live within a certain distance from your insurance company or if you have a good driving record.

The best way to find the cheapest car insurance in Raleigh is through an online quote comparison service like AutoInsuranceQuotes4Sale.com – they also offer policy comparison tools on their site for free.

What’s Required in Raleigh Car Insurance?

In North Carolina, all drivers must have a minimum liability insurance coverage of $25,000 per person and $50,000 per accident. If you’re under 18 years of age, you must have $10,000 of liability coverage. You can also find out what Raleigh car insurance requirements are by gender, age, location, marital status and good/poor credit. Raleigh insurance laws also determine what types of car insurance are required to drive a motorcycle.

All Raleigh residents must carry at least $10,000 of liability insurance per person and $20,000 per accident. You can also find out what insurance requirements are by gender, age, location, marital status and good/poor credit. You can check out the minimum car insurance requirements by state for all 50 states on the US National Association of Insurance Commissioners’ (NAIC) website.

Raleigh Auto Insurance Requirements by Gender

If you’re a male in Raleigh, you must carry $25,000 of car insurance per person and $50,000 of coverage for all accidents. To drive a car, a male must have a valid driver’s license and a minimum of $2,000 of insurance coverage. A woman must have $25,000 of insurance per person and $50,000 of coverage for all accidents. To drive a car, a female must have a valid driver’s license and a minimum of $1,000 of insurance coverage.

Raleigh Car Insurance Requirements by Age

To get Raleigh auto insurance, you must be at least 18 years old. However, you can get car insurance at 16 years old if you have a parent or guardian with the legal authority to make decisions on your behalf. Drivers under 18 years old are required to have minimum liability coverage of $50,000 per accident. You can also find out what Raleigh car insurance requirements are by by gender, location, marital status, and good/poor credit.

Raleigh Car Insurance Requirements by Location

If you’re living in a city, you must have Raleigh auto insurance. In addition, there are certain geographical areas that are required to purchase more expensive levels of coverage. If you’re living in a rural area (outside of a city), you must have a minimum of $50,000 of coverage per person and $100,000 of coverage for any accidents. Drivers in an urban area must have $100,000 of coverage per person and $200,000 of coverage for all accidents.

Raleigh Auto Insurance Requirements by Marital Status

If you’re living with your spouse, you must have Raleigh car insurance. If you’re not married, you must have insurance to drive a car. If you’re living with a parent or legal guardian, you don’t need to carry extra car insurance. If you have no spouse or dependents or a child under the age of 19, you must have $50,000 of coverage per person and $100,000 of coverage for any accidents.

Raleigh Car Insurance Requirements for Teen Drivers

All teen drivers in Raleigh must have at least $25,000 of liability coverage. If your teen son or daughter drives their car, they must have Raleigh auto insurance. To drive a car, a teen must have a valid driver’s license and at least $1,000 of Raleigh insurance coverage.

Raleigh Car Insurance Requirements for Drivers with Poor Credit

If you have poor credit, you must carry Raleigh auto insurance with at least $50,000 of coverage per accident. If you have no credit or a credit score of less than 650, you must have at least $25,000 of coverage per person.

Raleigh Car Insurance Requirements for Good Credit Drivers

If your credit is good, you must have Raleigh auto insurance. If your credit is less than perfect, you must have $25,000 of coverage per person and have at least $50,000 of coverage for any accidents. It’s better to have Raleigh car insurance with a good credit score as opposed to no credit.

Car Insurance Quotes

If you’re looking for the cheapest Raleigh car insurance, you can compare rates and shop for quotes online. An easy way to save money on auto insurance is by bundling your home and car insurance with one provider. Some insurance providers may give you a discount if you bundle your car and homeowner insurance with auto via a savings account or car loan.

Car Insurance NC

If you live in North Carolina and want to get a quote for car insurance, you can call your state’s Department of Insurance. You can also get a quote online, or through a mobile app. If you decide to get your car insurance through an agent, make sure they are licensed in North Carolina. Your state’s Department of Insurance will have a list of agents licensed to sell insurance in your state.

What’s Next?

Make sure you’re properly insured on the road. If you’re unfamiliar with car insurance requirements in North Carolina, take a few minutes to review this article and the state’s minimum requirements. You may also want to contact a Raleigh car insurance broker to get a better deal on your premium.